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Bankruptcy Vs. Credit Counseling: What Should I Do? PDF Print E-mail
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Wednesday, 31 December 1969
Credit Counseling and bankruptcy are both ways to relieve the stress of debt. However, they are very different and it is important to understand both before making a decision as to which is best. Credit counseling is a program designed to help those who are in a state of debt and cannot find a solution to their debt problems. Credit counseling agencies do not erase a person's debt. Instead they work with the person to budget money so that a person can pay off the debt often times by debt consolidation. Bankruptcy is very different. It will completely clear a person's debt in most cases and the person will no longer be hassled by collection agencies and their attorneys.
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Last Updated ( Friday, 01 September 2006 )
 
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