Tamara Schmitt (Tamara) Profile Page | Average User Rating: |  | (2 comments) |
| Occupation: |
Loan Officer |
| Company Name: |
Heritage Mortgage |
| City: |
Duncan |
| State: |
South Carolina |
| Country: |
United States |
| Phone #: |
1-877-476-2229 |
| Fax #: |
1-864-439-0877 |
| Additional Information: |
Because we offer a vast array of lenders and are know for our excellent customer service, we are confident that we can meet and exceed your mortgage needs. With free pre-qualifications and credit reviews, there's no reason to delay in persueing that dream home or debt consolidation today! |
| Interest & Hobbies: |
Horseback Riding,Wildlife Rehabilitation with a focus on large mammals. |
Profile
EZ Realty
There are no property listings for this member.
Online Status
| MSN: |
tamara@getloanscheap.com |
User Status
| Hits |
4565 |
| Online Status |
OFFLINE |
| Member Since |
12/20/2005 19:16:17 |
| Last Online |
04/16/2008 12:39:35 |
| Last Updated |
09/10/2007 17:17:22 |
Articles & Blogs
| Tuesday, 29 April 2008 | Beautiful Home on River Front & in School Distrcit w-acreage | 903 |     / 0 |
| Thursday, 19 October 2006 | Fast Tip to Increase Your Credit Score Up To 5 Points | 1338 |     / 0 |
| Thursday, 20 July 2006 | How many VA Mortgage Loans can I have | 836 |     / 0 |
| Thursday, 20 July 2006 | What are the benefits of a VA Loan | 567 |     / 0 |
| Thursday, 20 July 2006 | What are the benefits of a VA Loan | 461 |     / 0 |
| Thursday, 20 July 2006 | What are the negatives of a VA mortgage | 711 |     / 0 |
| Wednesday, 04 January 2006 | Why use a Broker | 2208 |     / 1 |
| Tuesday, 03 January 2006 | Costs Involved In Mortgage Refinancing | 2106 |     / 0 |
| Tuesday, 03 January 2006 | Preparing your Home for an Appraisal | 980 |     / 1 |
| Tuesday, 03 January 2006 | A 15 year Mortgage Yields Faster Returns but Payments Rise | 956 |     / 0 |
| Tuesday, 03 January 2006 | ARMs Can Build Equity Faster than Conventional Mortgage Loans | 875 |     / 0 |
| Tuesday, 03 January 2006 | VA Mortgage Loan Programs | 860 |     / 0 |
| Tuesday, 03 January 2006 | FHA Mortgage Loan Programs | 847 |     / 0 |
| Tuesday, 03 January 2006 | Jumbo Mortgage Loan Programs | 73 |     / 0 |
| Tuesday, 03 January 2006 | Jumbo Mortgage Loan Programs | 991 |     / 0 |
| Sunday, 01 January 2006 | Close your mortgage loan | 992 |     / 0 |
| Sunday, 01 January 2006 | Begin mortgage loan processing | 870 |     / 0 |
| Sunday, 01 January 2006 | Apply for the correct mortgage loan type | 835 |     / 0 |
| Sunday, 01 January 2006 | Select the right mortgage loan program | 659 |     / 0 |
| Sunday, 01 January 2006 | Select the right mortgage loan program | 537 |     / 0 |
| Sunday, 01 January 2006 | Overview of the Mortgage Loan Process | 1091 |     / 1 |
| Thursday, 29 December 2005 | Main Qualifying Factors for Refinancing | 896 |     / 0 |
| Thursday, 29 December 2005 | Categories of Mortgage Refinancing | 3144 |     / 0 |
| Tuesday, 20 December 2005 | Conforming vs NonConforming Mortgage | 837 |     / 0 |
| Monday, 19 December 2005 | Benefits of Cash Out Refinancing for Debt Consolidation | 1852 |     / 0 |
| Friday, 25 November 2005 | Finding Lease Option Information | 961 |     / 0 |
| Friday, 25 November 2005 | Details of a Lease Option | 968 |     / 0 |
| Friday, 25 November 2005 | Lease Option To Buy Explained | 900 |     / 0 |
| Friday, 25 November 2005 | Money | 2210 |     / 0 |
| Friday, 25 November 2005 | House Inspection | 1944 |     / 0 |
| Friday, 25 November 2005 | Terms | 2118 |     / 1 |
| Friday, 25 November 2005 | Price | 2086 |     / 0 |
| Friday, 25 November 2005 | Making The Offer | 2010 |     / 0 |
| Friday, 25 November 2005 | Closing On Your New Home | 838 |     / 0 |
| Thursday, 24 November 2005 | Step10 Final Step | 494 |     / 0 |
| Thursday, 24 November 2005 | Step9 Youre on the Way to Closing | 480 |     / 0 |
| Thursday, 24 November 2005 | Step8 Home Inspections and Other Tests | 544 |     / 0 |
| Thursday, 24 November 2005 | Step7 Make an Offer | 514 |     / 0 |
| Thursday, 24 November 2005 | Step6 Start Searching for the home you want | 488 |     / 0 |
| Thursday, 24 November 2005 | Step5 Learn to Work with a Real Estate Agent | 494 |     / 0 |
| Thursday, 24 November 2005 | Step4 Determine Your Wants and Needs | 483 |     / 0 |
| Thursday, 24 November 2005 | Step3 Get Pre-Approved for a Mortgage | 468 |     / 0 |
| Thursday, 24 November 2005 | Step2 Get Familiar with the Mortgage Industry | 483 |     / 0 |
| Thursday, 24 November 2005 | Step1 Get Your Finances in Order | 516 |     / 0 |
| Wednesday, 09 November 2005 | New Home Purchase | 3147 |     / 0 |
| Wednesday, 09 November 2005 | Free Consultation | 2098 |     / 0 |
| Tuesday, 08 November 2005 | How do I apply for a VA guaranteed mortgage | 810 |     / 0 |
| Tuesday, 08 November 2005 | What type of home can I buy with a VA mortgage | 838 |     / 0 |
| Tuesday, 08 November 2005 | Who is eligible for a VA mortgage | 885 |     / 0 |
| Tuesday, 08 November 2005 | What is a VA mortgage | 856 |     / 0 |
| Tuesday, 08 November 2005 | Should I Refinance my Mortgage | 3367 |     / 0 |
| Tuesday, 08 November 2005 | Should I choose the lender with the lowest interest rate and costs | 2051 |     / 0 |
| Tuesday, 08 November 2005 | How can I find the best mortgage deal | 2099 |     / 0 |
| Tuesday, 08 November 2005 | Interest Rates and Late Credit Card Payments | 2053 |     / 0 |
| Tuesday, 08 November 2005 | Past Credit Problems and Getting a Mortgage | 1985 |     / 0 |
| Tuesday, 08 November 2005 | Should I lock in my mortgage rate | 2914 |     / 0 |
| Tuesday, 08 November 2005 | How much will it cost me to refinance my mortgage | 2087 |     / 0 |
| Tuesday, 08 November 2005 | Should I refinance my mortgage if Im moving soon | 3089 |     / 0 |
| Monday, 07 November 2005 | Private Mortgage Insurance Companies | 988 |     / 0 |
| Monday, 07 November 2005 | History of Private Mortgage Insurance | 873 |     / 0 |
| Monday, 07 November 2005 | Cancellation of Private Mortgage Insurance | 751 |     / 0 |
| Monday, 07 November 2005 | Applying for Private Mortgage Insurance | 820 |     / 0 |
| Monday, 07 November 2005 | How is Private Mortgage Insurance Cost Paid | 888 |     / 0 |
| Monday, 07 November 2005 | Private Mortgage Insurance Cost | 874 |     / 0 |
| Monday, 07 November 2005 | Could obtaining PMI help me qualify for a larger mortgage | 872 |     / 0 |
| Monday, 07 November 2005 | How does PMI work | 893 |     / 0 |
| Monday, 07 November 2005 | Documents needed for an FHA Mortage | 438 |     / 0 |
| Monday, 07 November 2005 | FHA Loans and Bankruptcy | 533 |     / 0 |
| Monday, 07 November 2005 | FHA Mortgage vs Conventional Home Mortgage | 470 |     / 0 |
| Monday, 07 November 2005 | What is an FHA Mortgage | 465 |     / 0 |
| Monday, 07 November 2005 | Fair Credit Reporting Act | 888 |     / 0 |
| Monday, 07 November 2005 | Denied credit or not getting the terms you want | 895 |     / 0 |
| Monday, 07 November 2005 | How reliable is the credit scoring system | 782 |     / 0 |
| Monday, 07 November 2005 | How is a credit scoring model developed | 824 |     / 0 |
| Monday, 07 November 2005 | Why is credit scoring used | 825 |     / 0 |
| Monday, 07 November 2005 | What type of information do credit bureaus collect and sell | 843 |     / 0 |
| Monday, 07 November 2005 | Do I have Rights to my Credit Report | 856 |     / 0 |
| Monday, 07 November 2005 | What is a Credit Report | 858 |     / 0 |
| Monday, 07 November 2005 | What is Truth in Lending | 479 |     / 0 |
| Monday, 07 November 2005 | What is a RESPA | 458 |     / 0 |
| Monday, 07 November 2005 | Other Up Front Expenses | 419 |     / 0 |
| Monday, 07 November 2005 | Finance and Lender Charges | 423 |     / 0 |
| Monday, 07 November 2005 | 3rd Party Costs | 477 |     / 0 |
| Monday, 07 November 2005 | Statutory Costs | 532 |     / 0 |
| Monday, 07 November 2005 | Assisting your Appraiser | 478 |     / 0 |
| Monday, 07 November 2005 | Who determines the market value of a property | 479 |     / 0 |
| Monday, 07 November 2005 | Who owns the Appraisal | 492 |     / 0 |
| Monday, 07 November 2005 | What are Appraisal Methods | 459 |     / 0 |
| Monday, 07 November 2005 | Why get an Appraisal | 444 |     / 0 |
| Monday, 07 November 2005 | What is an Appraisal | 494 |     / 0 |
| Wednesday, 02 November 2005 | What kind of mortgage loan program is best for you | 965 |     / 0 |
| Wednesday, 02 November 2005 | Graduated Payment Mortgage | 931 |     / 0 |
| Wednesday, 02 November 2005 | Reverse Mortgage | 904 |     / 0 |
| Wednesday, 02 November 2005 | Balloon Mortgages | 1483 |     / 0 |
| Wednesday, 02 November 2005 | Commonly Used Indexes for ARMs | 859 |     / 0 |
| Wednesday, 02 November 2005 | Components of a Adjustable Rate Mortgage | 1022 |     / 0 |
| Wednesday, 02 November 2005 | Interest Only Mortgage | 1355 |     / 1 |
| Wednesday, 02 November 2005 | Hybrid ARMs | 1459 |     / 1 |
| Wednesday, 02 November 2005 | Adjustable Rate Mortgages ARMs | 1437 |     / 0 |
| Wednesday, 02 November 2005 | Fixed Rate Mortgages | 1395 |     / 1 |
| Wednesday, 02 November 2005 | Equity Line of Credit | 2947 |     / 0 |
| Wednesday, 02 November 2005 | What happens at closing | 488 |     / 0 |
| Wednesday, 02 November 2005 | What is 80 10 10 financing | 410 |     / 0 |
| Wednesday, 02 November 2005 | What is PMI | 496 |     / 0 |
| Wednesday, 02 November 2005 | What is an Appraisal | 523 |     / 0 |
| Wednesday, 02 November 2005 | What can I do to improve my credit score | 495 |     / 0 |
| Wednesday, 02 November 2005 | What is credit scoring | 462 |     / 0 |
| Wednesday, 02 November 2005 | Application Checklist | 470 |     / 0 |
| Wednesday, 02 November 2005 | What does it mean to lock the interest rate | 526 |     / 0 |
| Wednesday, 02 November 2005 | What is an APR | 468 |     / 0 |
| Wednesday, 02 November 2005 | Should I pay points to lower my interest rate | 527 |     / 0 |
| Wednesday, 12 May 2004 | What are points | 506 |     / 0 |
| Wednesday, 12 May 2004 | When Should I Refinance | 1018 |     / 0 |
Connections
 Allen Dover (allen)
Feedback
| From | Date | Feedback/Comment | Rated | | john29341 | Oct 24, 2006 | Tamara provided the mortgage for our new home in Gaffney, SC. We originally worked on a large property that fell through. When the lender said "no" Tamara said, "I'll make it happen", and she did. She found the perfect lender and also put us in touch with a home builder, who in turn put us a new home that we could not be any happier with. She has been a real "Trooper" through it all and went above and beyond where others would have stopped and said "no thanks". Need a loan? She's the one to help you. Don't worry about your current situation, just let her be your friend and your broker and you won't be disappointed. Thanks Tamara!!!! |  | (5) |
| | allen | Aug 25, 2006 | Tamara is truely a die hard individual. She doesn't quit when most others do. Her work with us here at GetLoansCheap.com has been nothing short of incrediable - to say the least. A Creative and Innovative Spirit. To any considering letting her handle your business - you are making a great move. She has your back when most others just speak it. Allen Dover - Founder & President - GetLoansCheap.com |  | (5) |
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Awards
 | Top Mortgage Professional | 01. 08. 2007 | Congratulations once again to Tamara Schmitt - Mortgage Professional of the Month! Her Integrity, Passion & Loyalty to Realtors and Clients has won her this award! |
 | Top Mortgage Professional | 17. 07. 2007 | Congratulations to Tamara Schmitt - Mortgage Professional of the Month! Her high Integrity, Passion and Loyalty to Realtors and Clients to see Loans approved has won her this award! |
Information about the Awards
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